Important Things to Know About Your Address Change

When you move, there are many important people and places that need to be informed of your new address. Use this checklist to help make sure you inform everyone who needs to know your new address.

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Local utilities, banks, credit card companies and insurance providers will need to be notified of your move. This will ensure that you don’t miss any bills or appointment reminders.

Mail Forwarding

If you’re moving to a new place permanently or temporarily, mail forwarding will ensure that your mail arrives at your new address. The US Postal Service automatically reroutes letters and parcels to your new location for a designated period of time after you submit an official change-of-address form.

The standard mail forwarding lasts six months, but it can be extended for a fee. This will ensure you don’t miss important correspondence from banks, credit card companies and more. However, it’s still a good idea to update your address with these entities as soon as possible and consider updating them for an extended period of time as well.

If you want to get rid of the hassle of constantly changing your address and receiving junk mail, consider signing up for a digital mailbox. This will give you full management over your mail and packages and reduce the amount of time you spend changing addresses.

DMV

In New York, your change of address will need to be updated with the DMV. This can be done online or by visiting a DMV office. The DMV website offers instructions for both. It is recommended that you visit an office due to COVID-19 and long wait times at some locations.

Bring your old and new address, a proof of identity, and a check or money order for the appropriate fee. The DMV will provide you with an address update card that you should carry with your driver’s license, non-driver ID or photo ID and vehicle/trailer registration. Be sure to write the new address on the back of these cards and cross out the previous address on your vehicle/trailer registration documents. Failure to notify the DMV of your address change is a traffic violation and can lead to fines.

Medical Providers

If you are a physician, non-physician practitioner or organization (group) that has Medicare patients, it’s important to update your address with the Center for Medicare and Medicaid Services. This is called a “reportable event” and must be reported to your MAC within 30 days of the change taking effect. This can be done through the internet-based PECOS Web if you are registered, or on a CMS-855I form for physicians/non-physicians and CMS-855B for groups/organizations.

Using an electronic system to process your client’s addresses is great, but you need to verify those addresses to avoid sending letters to the wrong location. This can lead to a delay in your client receiving their statement and potentially impacting their credit score. It can also cost your practice money in the long run.

Banks

As anyone who has ever moved knows, changing your address is important for many reasons. You want your mail to arrive at the correct place, and you may even be legally required to update some government entities.

You’ll also want to change your address with your bank and any credit card companies that you use. You can usually do this online or over the phone. Many credit cards will even include a section on your monthly statement where you can change the billing address.

If you have any business accounts, you’ll need to let them know of your new address as well. This can help prevent miscommunications and potential identity theft. This includes any vendors, suppliers or service providers that you work with. This can also prevent you from missing important invoices or correspondence.

Credit Card Companies

If you use a credit card to make recurring payments, it’s important to update the billing address of that account as soon as possible after moving. This prevents your sensitive financial information from ending up in the hands of someone else.

Most credit card companies allow you to change your address online or by calling customer service. You can also check the back of your payment coupon for a space to write in an address change. Some credit cards even have a branch location that you can visit to talk with a representative.

Make sure you change your credit card billing address for all of your cards and accounts. It’s also a good idea to double-check your address on your credit report after changing it.

Insurance Companies

Many people lie about their addresses to car insurance companies in order to save money. This is considered fraud, and it can have serious consequences. For example, if you get into an accident and your claim is denied or the insurance company discovers that you’ve been using a fake address, you could be charged with criminal fraud.

Your address is one of several factors that insurance companies consider when determining your premiums. Certain ZIP codes have lower crime rates and traffic accidents than others, which can affect your rate. So, it’s important to change your address when you move. Fortunately, most insurance companies have online forms you can use to update your address, and it usually only takes a few minutes. You can also call a customer service representative to make the change.